1920 Minturn Street Alameda, CA 94501

8:30am – 5:00pm, Monday – Friday

The organization of BayRisk Insurance Brokers, Inc. is an Independent Insurance Agency and Brokerage that has operated in California continuously since 1935. Until 1991 the agency operated as Tedrick-Higbee Insurance. The success of our agency is based on an unfaltering dedication to customer service. It is the philosophy that has made us what we are today. Our services include insurance products for a broad scope of personal and commercial needs. As an independent agency, we offer a variety of topnotch insurance companies from which we pick and choose options to design customized and competitively priced insurance programs for our customers. These insurance programs are serviced by a professional staff using automated office systems. Our agency assists in developing loss prevention ideas and if a loss occurs, our staff stands with the client until the claim is settled. Our staff offers personal attention and is committed to the client’s needs. BayRisk Insurance Brokers, Inc. is proud to maintain a tradition of integrity and superior service to all our clients.


    501 West Weber Avenue, Suite 300 B Stockton, California 95203 - See more at:

    Norman-Spencer Agency, Inc. is a nationally acclaimed provider of property and casualty insurance services.

    We have successful wholesale and retail distribution networks and are known for our experience in Program Administration with nationally recognized carriers with roots dating to the early 1900s, today we are:
    -160 employees in 7 offices across the U.S.
    -Excess of $200,000,000 in annual written property and casualty premium
    -Relationships with over 2500 agents nationwide
    -Underwriting authority on a variety of programs

    Experienced • Flexible • Responsive • Respected


      7 Marina Plaza Antioch, CA 94509

      Twin Rivers Marine Insurance Agency, Inc. offers a rare combination of skills – experienced and dedicated marine insurance specialists that are lifelong, avid boaters. Our brokers have worked in the marine industry – in boatyards, manufacturing and sales. We work with you in developing and customizing your insurance program which we aggressively market to the nation’s leading insurance underwriters to ensure that you receive the best value for your dollar. From runabouts to yachts, from commercial fleets to large facilities, Twin Rivers Marine Insurance Agency is there to meet all of your insurance needs.


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