Walter R Reed Insurance Services, LLC

PO Box 4431 Manteca, CA 95337

C.209.481.6276 or text walter to 36260

Website

8:30 AM - 5:00 PM M-F

Health care reform and increasing health care costs continue to drive demand for voluntary benefits, and for good reason. As the cost of health insurance rises, employers continue to struggle to control their company’s health care expenses. Many have already passed more of the premium costs to employees and have increased deductibles, copayments or out-of-pocket limits. For many organizations, voluntary benefits may help solve a number of concerns and challenges that have surfaced during this time of health care financial insecurity. Value of Benefits: 59% of employees are at least somewhat likely to accept a job with slightly lower pay but better benefits. 37% of employees say improving their benefits package is one thing their employer could do to keep them in their jobs. 88 % of employees at least somewhat agree they consider voluntary insurance to be part of a comprehensive benefits program. Aflac Helps to Provide Financial Stability: 50% of employees have less than $1,000 to pay for unexpected out-of-pocket medical expenses; 25 percent of employees have less than $500. 49% of employees would need to borrow from a 401(k) or use a credit card to cover unexpected medical costs. 9% of employees say high medical costs have negatively impacted their credit scores. 11% of employees have been contacted by a collection agency about outstanding medical bills. To find out how Aflac can help to resolve some of your benefit concerns and challenges, as well as, enhance your benefits options contact me for a consultation: walter_reed@nullus.aflac.com; 209.481.6276 or text Walter to 36260 Remember with Aflac, we've got you under our wing!

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